Bringing our products together

Aligning our products and services is one of our top priorities. Effective October 12, 2026, we will be switching the following Westoba accounts to ACU accounts that best reflect how our members currently bank, borrow and invest with us. 

Important Dates

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Westoba conversion weekend

October 10 - 11, 2026

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Legacy Westoba product update

October 12, 2026

Account transition information

Personal accounts – account transition table

Westoba personal chequing accounts ACU personal chequing accounts
WestobaONE ACU Light
WestobaONE Branch ACU Active
WestobaONE e-Transfer ACU Digital
WestobaONE e-Transfer & Branch ACU Unlimited
WestobaONE e-Transfer & Self-Serve ACU Digital
WestobaONE Self-Serve ACU Digital
WestobaONE Self-Serve & Branch ACU Active
WestobaOne Full ACU Unlimited
WestobaOne Plus (Senior 65+) ACU Active
WestobaOne Plus (Youth under 18 or post secondary students) ACU Digital
WestobaOne Plus (Members aged 25 - 59) ACU Light
WestobaOne Plus Branch ACU Active
WestobaOne Plus e-Transfer ACU Digital
WestobaOne Plus e-Transfer & Branch ACU Unlimited
WestobaOne Plus e-Transfer & Self-Serve ACU Digital
WestobaOne Plus Full ACU Unlimited
WestobaOne Plus Self-Serve ACU Digital
WestobaOne Plus Self-Serve & Branch ACU Active
Golden Chequing ACU Active
Performance Plus* ACU Active
Regular Chequing ACU Light
US Chequing US Chequing
 
Westoba personal savings accounts ACU personal savings accounts
Plan 24 Everyday Savings
Insured Savings Life Insured Savings
 
*Additional information about changes to your Performance Plus account will be shared at a later date. 

Business & agricultural accounts – account transition table

Westoba business and agriculture chequing accounts ACU business and agriculture chequing accounts
Lawyer Trust Lawyer/Real Estate Trust
Commercial Chequing Basic Business
Organizational Chequing Community Builder
Farm Chequing Agriculture Basic
 
Westoba business and agriculture savings accounts ACU business and agriculture savings accounts
Business High Interest Savings Business High Rate Savings
AgriInvest AgriInvest

 

Investment and lending products 

All Guaranteed Investment Certificates (GICs) and lending product terms and conditions will remain in effect until the term matures, comes up for renewal or is refinanced. At that time, you will be able to choose from our available investment and lending product options.

Tender accounts

If you currently hold a Tender account, your account will be moved to the corresponding ACU account shown in the chart below. Your account will continue to operate in the same way, including any existing waivers on monthly package and per-transaction fees. If applicable, depending on individual member contracts, auxiliary service fees such as drafts, wire transfers and other non-transactional services may still apply. Please refer to the service fees brochure for details.  

Tender accounts - account transition table

Legacy WCU account ACU account
Tender SP99
T1ender SP99
T3ender SP99
Colony Chequing SP99
High Balance Cumulative SP99
High Balance Incremental SP99
US Tender* US Business
 
*Please note: the US Tender account will move to a US Business account. However, for members with a US Tender account, per-transaction fees will continue to be waived, and the account will continue to earn interest.

 

Customer Automated Funds Transfer (CAFT)

The fee structure for this service is changing, effective October 1, 2026.

View Customer Automated Funds (CAFT) brochure [PDF]

TFSA

Following the conversion to ACU products, Interac e-Transfers will not be available from TFSAs. TFSA withdrawals and contributions must be processed through a chequing or savings account.

Transfer Funds to Another Member (MAXA/Outlook Financial) 

Following conversion weekend, the option to complete “another member transfer” to a MAXA (Outlook Financial) account will no longer be available.

Joint membership

If you currently hold a joint membership with Westoba Credit Union, those will be converted to individually held memberships at the time of conversion. Impacted members will be contacted directly at a later date.

Please note: this only refers to joint member shares. This will not impact jointly held accounts.

Expanded account benefits

Savings options

Members will have access to more savings choices, including a high-rate savings account and First Home Savings Account (FHSA) options. 

Age discounts

  • Members aged 60+ will qualify for a free ACU Active or a discount on the ACU Digital and Unlimited accounts.
  • Members aged 24 and under will be eligible for a free ACU Digital account, regardless of student status. Once the member turns 25 the age discount will automatically expire and the monthly package fee will apply.
  • Members 25 years of age or older and enrolled as a full-time student, may qualify for a free ACU Digital account.

Business and agriculture account options

Business and agricultural members will have more choice through a greater selection of account options designed to support a range of business and farming needs.

Product and service fee brochures

Please review the product and service fee brochures for full account details.

If you would like to change the account you are moving into, you may do so after October 12, 2026, by booking an appointment or contacting us to discuss which account best fits your needs. 

Have questions? We're here to help.

Whether you're looking for more information or need guidance on your next financial move, our team is ready to support you. Reach out and let us know how we can assist. 

Contact us