Bringing our products together

Aligning our products and services is one of our top priorities. Effective March 23, 2026, we will be switching the following Caisse accounts to ACU accounts that best reflect how our members currently bank, borrow and invest with us.

 

Important Dates

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Caisse conversion weekend

March 20 - 22, 2026

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Legacy Caisse product update

March 23, 2026

Account transition information

Personal accounts – account transition table

Caisse personal chequing accounts ACU personal chequing accounts
Universal ACU Active
Regular ACU Light
Multi-Option 20 ACU Essentials
Multi-Option 40 ACU Active
Multi-Option 60 ACU Active
Multi-Option Unlimited ACU Unlimited
e-Option ACU Digital
Youth ACU Digital
Student ACU Digital
Seniors ACU Active
Universal 60+ ACU Active
USD USD Chequing
Estate ACU Active
Investment LOC RSP LOC Chequing
 
Caisse personal savings accounts ACU personal savings accounts
Plan 24 Everyday Savings
Savings Plus High Rate Savings
Savings Student Everyday Savings
True Savings* Everyday Savings
*True Savings - Interest on the True Savings account is calculated using the minimum monthly balance and paid semi-annually on June 30 and December 31. Interest on the ACU Everyday Savings is calculated daily and paid monthly. To prepare for this transition, interest accrued between January 1 and March 19, 2026, will be paid out on March 20, 2026.  This ensures all interest is settled before the account moves to the new product. 

Business & agricultural accounts – account transition table

Caisse business and agriculture chequing accounts ACU business and agriculture chequing accounts
Chequing Business Regular Basic Business
Business 30 Business 30
Business 90 Business 75
Business 150 Business 150
Organization Community Builder
USD Business US Business
Chequing Agriculture Regular Agriculture Basic
Agriculture 30 Agriculture 30
Agriculture 90 Agriculture 75
Agriculture 150 Agriculture 150
USD Agriculture Agriculture US
USD SP6 US Business
USD SP2 US Business
LAW Lawyer/Real Estate Trust
 
Caisse business and agriculture savings accounts ACU business and agriculture savings accounts
Savings Plus Business Business High Rate Savings
Savings Plus Agriculture Agriculture High Rate Savings
Plan 24 SP2 Business Savings
AgriInvest AgriInvest Savings

 

Investment and lending products 

All Guaranteed Investment Certificates (GICs) and lending product terms and conditions will remain in effect until the term matures, comes up for renewal or is refinanced. At that time, you will be able to choose from our available investment and lending product options. 

Adjustments to authorized overdraft will occur later this year. 

SP accounts 

If you hold an SP account 1 through 6 or an SP99, communication regarding these products will take place at a later date.  

Customer Automated Funds Transfer (CAFT)

The fee structure for this service is changing, effective March 1, 2026.

View Customer Automated Funds (CAFT) brochure [PDF] 

Product and service fee brochures

Please review the product and service fee brochures for full account details.

If you would like to change the account you are moving into, you may do so after March 23, 2026, by booking an appointment or contacting us to discuss which account best fits your needs. 

Have questions? We're here to help.

Whether you're looking for more information or need guidance on your next financial move, our team is ready to support you. Reach out and let us know how we can assist. 

Contact us